Secret Credit Card Benefits
October 29, 2007
Not only can you use your card for buying new clothes or coffee, but you should absolutely keep in mind some of the other perks your student credit card offers you. American Express is known for offering a number of these benefits, including:
- Buyer’s Assurance Plan - This service extends your U.S. warranty by one year (as long as the initial warranty was less than five years). This is an excellent bonus, particularly if you have a 90 day warranty that’s extended a full year.
- Return Protection - Not happy with an item but you’ve already waited 30 days? With your AMEX card, you’ve got a total of 90 days to return your product.
- Car Rental Loss & Damage Insurance Plan - Everyone debates whether to buy the extended coverage offered by car rental companies. It’s rare that it’s actually used, so most perceive it as just additional profit for the Hertz of the world. This card benefit tells you to say “no” to the rental company and AMEX will provide “coverage against theft of or
damage to most rental vehicles.” Yes, it’s a bit vague so you may want to research further before relying on it.
Other cards have additional of bonuses you may find useful. One benefit I read was used recently was with regards to the $200 price drop of the Apple iPhone. The credit card had a feature that provided pricematching up to 60 days after the original purchase. (AT&T, the retailer, was only 14) Since the iPhone was released less than two months ago, this decrease definitely qualified, so it was a nice $200 bonus for using the card. The Citi Diamonds Preferred Rewards card is one example of a card that does this. Check to see if yours does as well!
Scholarship Searching Secrets Third Edition
October 28, 2007
Our free scholarship search e-Book, now in its third edition!
Subprime Fallout Will Cost U.S. Billions
October 28, 2007
There were some pretty scary statistics swirling
around Capitol Hill on Thursday as the Joint Economic Committee (JEC)
released a report attaching dollar figures to the impact of the subprime
mortgage fallout.
The report, entitled “The Subprime Lending
Crisis: The Economic Impact on Wealth, Property Values and Tax Revenues,
and How We Got There” estimates that…
Countrywide Mortgage Reports Huge 3rd Quarter Loss
October 28, 2007
Countrywide Financial Corp, the largest mortgage
lender in the nation announced, before the stock marketed opened on
Friday, that it is posting a loss of 1.2 billion for the third quarter of
2007 because of millions it had to set aside in loan loss provisions,
write downs, and lowered loan values.
This was the first quarterly loss posted by Countrywide in 25
years.
Corporate spokespeople, including President Angelo
Mozilo however, were upbeat, saying that…
September New Home Sales Report is Modestly Upbeat
October 28, 2007
There was the tiniest ray of sunshine in the September New Residential
Sales Report issued on Thursday by the U.S. Census Bureau and the U.S.
Department of Housing and Urban Development.
Good news is usually relative but in the current environment most of
us take what we can get and the news that new home sales
in September were at a seasonally adjusted annual rate of 770,000, an
increase of…
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