FAP743: Jobcast: Top 6 job hunting tips
February 25, 2008
FAP743: Jobcast: Top 6 job hunting tips
Student Financial Aid News
+ NASFAA: “Brown University is eliminating tuition for students whose parents earn less than $60,000, after decisions by fellow Ivy League universities to bolster financial aid as their endowments grow,” The New York Times reports. “The university, in Providence, R.I., said on Saturday that it also planned to substitute grants for student loans in the financial aid packages of students whose families earned less than $100,000 a year. Brown also announced plans to increase tuition by 3.9 percent for the 2008-9 academic year to $36,928. With room and board, the costs are $47,740 for one year.”
+ Chronicle: Antioch College will close after all, the Antioch University Board of Trustees ruled on Friday. The decision confirms the board’s original plan, announced last June, to suspend operations at the 155-year-old campus for the 2008-9 academic year.
+ CNN: SLM Corp. (ticker: SLM) said Friday it is on track to close on its new and increased credit line in the asset-backed commercial paper market. The student-loan provider also said in an interview with Dow Jones Newswires it expects to complete the deal in the next two weeks. The affirmation of the $35 billion of funding - up from the earlier announced $31 billion - comes amid speculation that the new financing agreement would hit a snag as investors shy away from credit markets in the ongoing credit crunch. Sallie Mae, which needs the financing for its student-lending business over the next year, will likely secure the deal at costly terms, said an asset-backed commercial paper investor.
+ Private student loans at AlternativeStudentLoan.com
+ Couple of different comparisons of private student loans
Scholarship Update
+ NABJ/CNN Scholarship
+ Number of Awards Available: Four (4) four-year scholarships
+ Amount of the Award: $25,000 ($6,250 per year for four years)
+ Eligibility Criteria
+ Rigorous competition for the scholarship is open to high school seniors who are currently attending an accredited high-school. Students must be accepted at an accredited college college/university pursuing a career in broadcast journalism.
+ Be a high school senior, enrolled at an accredited academic high school.
+ Accepted to an accredited four-year university, with a major in broadcast journalism.
+ Minimum 3.0 GPA (on a 4.0 scale)
+ 2 Letters of recommendation
+ Proven community involvement
+ 1000 word essay
+ Details at our free college scholarship search site
Jobcast
+ Again, going with a bit of a re-tread, since the original is more or less unlistenable
+ Top 6 Tips for Job Hunting
+ 1. Unique selling proposition. What is your personal brand? What sets you apart from the rest of the crowd, makes you different, unique, and better? Understanding and building your personal brand is the most important thing you can do, because all of the rest of job hunting is communicating that personal brand. If you can’t tell someone the essence of who you are and why they should hire you in one or two text messages, you need to sharpen your pencil. For example, mine is - I awaken the superhero in you.
+ 2. Job hunting is first and foremost a sales activity. The product you are selling is, not surprisingly, you. The only difference is that the product - unlike sweaters, computers, or cars - can talk a customer out of the sale as easily as you can make the sale. Thus, you need to develop good sales skills in order to help prospective employers understand your real value. How do you develop good sales skills? Lots of training. Take a look at Zig Ziglar’s book, Secrets of Closing the Sale, to understand how you can position yourself better. You can get it on Amazon.
+ 3. Job hunting is a numbers game. Assume the rule of 10: for every 1 job you land, you will need 10 interviews. For every 10 interviews you land, you will need 100 valid applications. For every 100 applications you land, you will need 1,000 good leads. If you want to consider two or three offers, you need to send out two or three THOUSAND resumes. How? That’s the joy of email. Focus on sending out at least 25 - 30 emails a day with your cover letter and resume.
+ 4. Job postings are a hidden treasure mine. Keep this in mind when you surf Monster.com and other job boards - a company generally will only post for positions it is most desperate for - enough to pay money for. That tells you two things: One, the company is serious about hiring. Two, the company probably has more than one position open. Consider applying for jobs at companies that meet your geographic and industry needs but don’t necessarily have the exact position you’re looking for. This is one of the best kept secrets in recruiting!
+ 5. Followup is the name of the game. Respond politely but clearly to EVERY response you get from your solicitations. A company may not have a job for you now, but might in two weeks, two months, or two years. Keep a record of those companies that respond with something other than an auto-reply, and touch base with your contacts every month or so. Be polite and non-intrusive.
+ 6. Positive mental attitude. Nothing will fail to sell a product faster than a negative emotion about it. Don’t give people a reason to discard you immediately. Project a positive attitude, even if you feel anything but.
Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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Direct MP3 file download: Click here to download the MP3
Reminders
+ Student Loan Network $10,000 Scholarship - Apply in 32 seconds or less!
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.
I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.
Technorati Tags: financial aid financialaidpodcast
RISKS OF GETTING PAYDAY LOANS
February 25, 2008
There are risks in everything you do and payday loans are no different. On real risk is that you might end up into a debt trap or debt cycle. This usually occurs when people do not learn how to manage they money properly or just take a payday loan for the hell of it with out considering the consequences. It is very important for you to note that if you are applying for a payday loan then you must be first ready to pay off the high and expensive interest rate and fees and should also be prepared to pay back the loan right away without any delay’s. You must also be ready to look for the cheapest lender of payday loans out there first before the taking the step. Payday loans where not made to be used carelessly they were made to get you out of any kind of jam you might have put yourself into. You can get through these risks if you do your things wisely. There off course several risks which also include identity theft especially if you applying online for a payday loan. Most of the borrowers of payday loan that end up in debt cycle’s are usually the kind that do not use there money for their necessities and probably took the money knowing very well they will not be able to return it let alone pay off the interest rate or fees that come with it.
Conforming Jumbo Limit Changed, but wait…….
February 23, 2008
FAP742: Roll your own newspaper, free song of the week
February 22, 2008
FAP742: Roll your own newspaper, free song of the week
Student Financial Aid News
+ NASFAA: “Education company Apollo Group Inc said on Thursday it was seeing more student loan applications rejected by lenders, which are focusing on credit quality after the subprime mortgage market’s collapse,” Reuters reports. “Because students have more than one choice of lender, however, this tightening has not yet had a significant adverse impact on Apollo students, the company said in a statement. Compared with peer companies such as Career Education Corp and Corinthian Colleges, private loans account for a relatively low amount of Apollo’s revenue, at just 4 percent, Barrington Research analyst Alex Paris said.”
+ Private student loans at AlternativeStudentLoan.com
+ Get more credit cleaning tips at StudentPlatinum.com
+ NASFAA: “A little relief may be on the way for students and parents stressed out about college financial aid,” U.S. News & World Report reports. “In a rare example of bipartisanship, Democrats and Republicans are pushing for a simplification of the long, complicated, and confusing federal financial aid application that 10 million students and families fill out every year. House Democrats and Republicans last month overwhelmingly voted for a bill that would allow parents to check a box on their tax return to have their information sent to the Department of Education and thus automatically answer some questions on a Free Application for Federal Student Aid. Families would still have to fill out more than 90 other blanks in an electronic version of the FAFSA, but more than 60 of those remaining questions would be fairly easy ones such as the names, ages, and addresses of family members.”
Scholarship Update
+ Election Day 2008 is just around the corner and there’s no time like the present to give your political party a push! Design a button, t-shirt, yard sign, poster or any else you can think of to show your support for your political party, candidate or cause. Get campaigning and your political props could win you $500! Voters and reviewers have a chance to win too, plus you can vote once per hour, per day, per submission! Blogs must not exceed 1000 words and videos must be no longer than 3 minutes.
+ Deadline April 3
+ Details at our free college scholarship search site
+ 7 days left in the Student Loan Network scholarship
Free Stuff Friday
+ Microsoft SkyDrive 5 GB storage
+ FeedJournal
+ DoubleTwist nukes DRM
+ Merlin Mann’s Inbox Zero seminar
+ iPaper PDF YouTube Style
+ SlideShare
Free Song of the Week
+ Matthew Ebel, I Will Wait For You (live)
+ From the album Goodbye Planet Earth
+ Buy it on iTunes right now
Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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+
+
Direct MP3 file download: Click here to download the MP3
Reminders
+ Student Loan Network $10,000 Scholarship - Apply in 32 seconds or less!
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.
I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.
Technorati Tags: financial aid financialaidpodcast
USES OF PAYDAY LOANS
February 22, 2008
There are many uses for payday loans, but one must also take to heart that they need to know how to manage their money as well as budget even though they are get the money through payday loans. You must be sure to take the necessary precautions as well as to use the money wisely. You must also take what you need and no extra’s for other things because that is what always leads to trouble. Know this, payday loans are your friends and if you use them wisely you will get the chance to use the payday loan borrowing system again and will not fall into any form of debt trap. Payday loan borrowers must be careful to borrow the cash for necessary reasons for example if you have a mortgage and you need to pay it off by a certain time in a month before they raise the fee you can always take a payday loan. Another good example would be for medical emergency and you don’t have cash in hand then payday would work well for you and off course if you have bills like electrical, water and off course are in need of groceries then payday will work just fine for you until your next paycheck comes through.
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