Your Real Estate Closing Explained Simply: What Smart Buyers & Sellers Need to Know
March 24, 2008
Congratulations! You have entered into a contract to buy your first home, investment property, or that special vacation getaway place. The closing date is set, but now what do you do¯ This new book is a complete and thorough explanation of the real estate closing process and escrow. (Escrow is a neutral third party that follows the instructions from buyer and seller of the property. It makes sure that the required funds are in the escrow account before the deed to the home is recorded in the buyer s name.) Written in everyday, easy-to-understand English this book will help you save time and money as well as guide you around pitfalls. Some of the subjects covered are the contract, mortgages, your closing agent, title commitment, survey, deed, bill of sale, affidavit of title, leases, assignment of leases, assignment of contracts, estoppels letters, utility letters, payoff letter for mortgage, condo letter, right of first refusal, assessments, utility bill, certificate of insurance, closing statement, power of attorney, grantor/grantee affidavit, transfer tax declaration, zoning certificate, affidavit of heirship, death certificate, commission statement, personal information affidavit, joint tenancy affidavit, ALTA statement, photo ID, keys, termite inspection, general inspection, mortgage contingency, attorney approval contingency, lead paint disclosure, RIPTA disclosure, environmental issues, soil test, structural tests, utility readings and name changes, tax bill, Real Estate Settlement Procedures Act (RESPA), seller identification, trustees, trustee s deed, trustee s ALTA, trustee s pay proceeds letter, mortgage options, note, mortgage disclosures, title, leases, estoppels letters, and buyer’s insurance and certificate. The book includes numerous forms and easy-to-use checklists as well as information particular to each state.
Debt No More: How to Get Totally Out of Debt Including Your Mortgage
March 24, 2008
The first complete personal money management guide dedicated solely to debt elimination.
• Contains the financial forms necessary to take the reader’s life back from creditors.
The Elements of Design: Rediscovering Colors, Textures, Forms, and Shapes
March 24, 2008
The bark of a plane tree in Paris, a detail of a cotton towel in Japan, sunset in the Egyptian desert, soil from Yosemite, a tiled floor in Bangkok, a wall in Ferrara, an iron cart wheel in Antwerp…. Colors, textures, forms, and shapes are the basis of this unique book that reveals the elements common to all design and literally teaches us how to see. Hauntingly beautiful and deeply instructive, it surveys the environment, natural and man-made, showing how it can be defined in terms of basic elements: variable arrangements of dots; lines that are straight, curving, bending, or crossing; planes such as rectangles, squares, lozenges, triangles, and circles. All these are represented, with telling juxtapositions, in a wide range of materials and techniques, in one sense timeless and universal, in another datable and culturally conditioned. Ever-recurring design elements, they take us to the heart of the creative process: a transformation that may involve inspiration or imitation, representation or interpretation. Destined to become a cult book for artists, designers, and craftspeople, this amazing volume is a reminder of how the search for something new is a voyage of rediscovery into past and present form. 177 color photographs.
2008 Uncle Sam’s Money Machine - Federal Grants and Government Assistance, Grant Writing Resources, Funding Lists, Loans, Programs (Ring-bound)
March 24, 2008
This unique ring-bound book, updated and revised with new material for this 2008 edition, provides a great collection of federal documents about grant writing and federal grants, with tips and resources about grantseeking and grant proposals, and excerpts with the best information from the official Catalog of Federal Domestic Assistance (CFDA) on the agencies offering grants and other forms of assistance! There is material on finding and applying for grant opportunities, information for applicants and grantees, detailed explanation of the grant application package, program listings, and the five critical steps in registering to apply for grants. Grant writing help includes: Developing a Grant Proposal Community Support; Identification of a Funding Resource Getting Organized to Write Review; Basic Components of a Proposal Outline of Goals; Problem Statement; Plan of Action; Long-Term Project Planning; Budget Planning; Guide to Funding Resources; Strategy for Getting an NIH Grant. Grant information includes: AGENCY PROGRAM INDEX - Types of assistance available through the programs are coded: A-Formula Grants; B-Project Grants; C-Direct Payments for Specified Use D-Direct Payments with Unrestricted Use E-Direct Loans; F-Guaranteed/Insured Loans; G-Insurance H-Sale, Exchange, or Donation of Property and Goods; I-Use of Property, Facilities, and Equipment; J-Provision of Specialized Services; K-Advisory Services and Counseling; L-Dissemination of Technical Information; M-Training; N - Investigation of Complaints; O-Federal Employment. Included in the Agency Program Index is a chart to help users distinguish programs that provide financial assistance from those providing services and technical assistance. ALPHABETICAL INDEX OF PROGRAMS with codes - Everything from Abandoned Infants to Youth Opportunity Grants! APPLICANT ELIGIBILITY INDEX - Individual, Local, Nonprofit, State, U.S. Territories, Indian Tribal Organizations. FUNCTIONAL INDEX AGENCIES. SUBJECT INDEX (new to this edition).
The Complete Idiot’s Guide to Mortgages, 2nd Edition (Complete Idiot’s Guide to)
March 24, 2008
It pays to be in the know about mortgages.
An expanded and revised version of The Pocket Idiot’s Guide to Mortgages, this essential volume covers everything homebuyers and re-financers need to know. Coverage includes an overview of the application process, overcoming qualification hurdles, finding the right type of loan, when and how to refinance to save money, and much more.
• Contains the forms readers need as they move through the mortgage process, including a sample application, pre-qualification forms, re-finance worksheets, and mortgage payment and amortization tables
• Expanded, larger-format edition
• Features all the new, creative mortgage programs that have become popular
Loan Calculator
 | ||
 | ||
 | ||
